Over 360 people in Carlow have availed of a State mortgage arrears resolution service

A service to keep mortgage holders, wherever possible, in their own homes

A total of 365 people in Carlow have availed of a State mortgage arrears resolution service, new figures have revealed. 

Independent TD, Thomas Broughan, asked the Minister for Employment Affairs and Social Protection for the number of Abhaile scheme vouchers which have been issued since the introduction of the scheme by county.

The Abhaile service, is a national mortgage arrears resolution service, provided free of charge to the borrower and its aim is to help mortgage holders in arrears to find the best solutions and keep them, wherever possible, in their own homes. 

In a written response, Minister Regina Doherty said: "Under Abhaile, borrowers who are insolvent and in home mortgage arrears on their home, are provided with voucher(s) to access independent expert financial and/or legal advice and assistance, best suited to their individual home mortgage arrears situation.  

"As at the beginning of December 2018, 14,620 vouchers for services have been issued, in respect of 7,777 principal private residences."

The Money Advice and Budgeting Service (MABS) acts as the gateway for the service and can be contacted by telephoning (0761)07 2000 or by accessing their website at:

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