People applying for Carlow County Council mortgages are waiting "up to ten months", a councillor has claimed.
Cllr Fintan Phelan asked at a recent meeting of Carlow Municipal District about mortgages from the Council where many applicants have been left waiting up to ten months for a decision.
He said: "Many applicants have been left waiting six, seven, eight, nine and ten months. Could we speed up the process because prices are going up all the time?"
Cllr Will Paton described it as an "undue delay" in applicants getting a decision on mortgage applications with the Council.
"It's completely unnecessary and the reasons for people being refused are a little bit spurious, I couldn't agree with them," he added.
Since February, local authorities have been offering Rebuilding Ireland home loans, a Government backed initiative which aims to offer low-cost mortgages to purchasers who have difficulty in securing finance from the main lenders.
In line with Central Bank rules, borrowers are able to borrow up to 90% of the purchase price, up to a maximum purchase price of €250,000 in Carlow.
Applicants must also have proof that they have been turned down for a mortgage, or were offered “insufficient” finance, by two lenders.
People who applied for a local authority home loan prior to February 1 will be processed on the old scheme.
Housing Officer Josephine Kavanagh said the delays are down to staffing resources and incomplete paperwork by the applicant.
She reassured members that it is something the Council are trying to address.