A councillor has expressed his concern over the local authority mortgage approval rate for 2018 and asked why it is "so low".
Cllr Will Paton raised the issue at this month's meeting of Carlow County Council when it was revealed that 28 out of 69 local authority mortgage applications were approved last year.
"Is there a reason why it's so low, is it the applicants or stringent criteria?" he queried.
The figures revealed that eighteen of the loans have been approved while ten were "provisionally approved".
Figures seen by Carlow Live last year showed that there were 32 Rebuilding Ireland Home Loan applications up to October 31 and only two of these had been given final approval while a further 17 were given "provisional approval".
In response to Cllr Paton, Director of Sevices, Michael Brennan, said they were up to date on their mortgages and that people were being refused for a multitude of reasons which included inadequate savings or their income was not sufficient.